Easy Online Payroll®, part of Online Business Suite from Bank of America

Manage your business tasks more efficiently with Online Business Suite

Process payroll, send invoices, make payments and manage all your accounts—all from one place online. Featuring four separate helpful tools, Online Business Suite is designed to help you better manage your business' finances. Choose any combination—or all four. See below for more information about each solution.

Now you can work more efficiently by seeing all of your accounts with one single view. You can also delegate tasks by granting secure account access to employees and partners via a single password. Other features include:

Easily delegate tasks by granting employees, accountants or partners with customized access to your accounts
Customize your account access and viewing for separate businesses with a single login
Synchronize with accounting software such as Quickbooks® and Quicken®

Get started today with a free 3 month trial1, and get your accounts working for you.

Express Invoicing® is the perfect way to expedite the processing of your invoices so you get paid quickly and easily. Now you can avoid mail delays and receive your payments electronically. Other features include:

Easily manage your current, past due and paid invoices
Send past due payment notifications with late fees incorporated
Set up email reminders for customers to pay you

Get started today with a free 3 month trial1, and receive checks faster with Express Invoicing.

With Direct Payments, you can save time and money when you send payments to all your vendors electronically. Other features include:

Use the next-day payment option to pay vendors electronically the next business day, saving half the cost or more of sending a domestic wire
Make next-day payments in minutes from your home or office computer, saving time and gas by avoiding trips to a banking center
Avoid late fees and penalties by making payments (standard or next-day) electronically into the account of an individual or business
Cancel payments up to the business day before a payment is made, avoiding a $30 Stop Payment Fee
Save on the expense of paper checks, postage, and administrative time

Get started today with a free 3 month trial1, and save time and money with Direct Payments.

Easy Online Payroll® gives you a quick and complete payroll solution and even helps with state and federal tax filing and payments. Other features include:

Quick and easy payroll processing
Complete control of your payroll process
Guaranteed accuracy for tax filings

Get started today with a free 3 month trial1, and manage your payroll the efficient way with Easy Online Payroll.

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If you have a Small Business Online Banking account or are already signed up for Online Business Suite®, then follow these steps:

First, click here to sign in to Small Business Online Banking
Go to the 'Business Tools' tab at the top of your 'Accounts Overview' page
Click 'Upgrade to Online Business Suite'
Check the 'Account Management' box (or any other Online Business Suite product you wish to enroll in)
Follow the instructions and read all agreements, then click 'Continue'
Congratulations, your upgrade to 'Online Business Suite Account Management' is complete

If you are an existing Bank of America checking customer, but not signed up for Small Business Online Banking, then follow these steps:

First, click here to enroll in Small Business Online Banking
Follow the prompts to create your Online ID, Passcode, SiteKey and challenge questions
When prompted to upgrade to Online Business Suite, select 'Account Management' (or any other Online Business Suite product you wish to enroll in)
Congratulations, you've just enrolled in Small Business Online Banking and have successfully upgraded to 'Online Business Suite Account Management'

If you do not have a Bank of America Small Business Online Banking or business checking account, then follow these steps:

First, click here to establish a checking account with Bank of America and free Online Banking. You must do this before you can enroll in 'Online Business Suite Account Management'
Provide the requested information in the checking account application to open your account
Within the application, when prompted to upgrade to Online Business Suite, select 'Account Management' (or any other Online Business Suite product you wish to enroll in)
After your account is opened, you'll receive your Online ID and instructions via email
Congratulations, you now have a Bank of America Small Business Checking account with online access and have successfully upgraded to 'Online Business Suite Account Management'

Print | Download as PDF

If you have a Small Business Online Banking account or are already signed up for Online Business Suite®, then follow these steps:

First, click here to sign in to Small Business Online Banking
Go to the 'Business Tools' tab at the top of your 'Accounts Overview' page
Click 'Upgrade to Online Business Suite'
Check the 'Express Invoicing' box (or any other Online Business Suite product you wish to enroll in)
Follow the instructions and read all agreements, then click 'Continue'
Congratulations, your upgrade to 'Online Business Suite Express Invoicing' is complete

If you are an existing Bank of America checking customer, but not signed up for Small Business Online Banking, then follow these steps:

First, click here to enroll in Small Business Online Banking
Follow the prompts to create your Online ID, Passcode, SiteKey and challenge questions
When prompted to upgrade to Online Business Suite, select 'Express Invoicing' (or any other Online Business Suite product you wish to enroll in)
Congratulations, you've just enrolled in Small Business Online Banking and have successfully upgraded to 'Online Business Suite Express Invoicing'

If you do not have a Bank of America Small Business Online Banking or business checking account, then follow these steps:

First, click here to establish a checking account with Bank of America and free Online Banking. You must do this before you can enroll in 'Online Business Suite Express Invoicing'
Provide the requested information in the checking account application to open your account
Within the application, when prompted to upgrade to Online Business Suite, select 'Express Invoicing' (or any other Online Business Suite product you wish to enroll in)
After your account is opened, you'll receive your Online ID and instructions via email
Congratulations, you now have a Bank of America Small Business Checking account with online access and have successfully upgraded to 'Online Business Suite Express Invoicing'

Print |Download as PDF

If you have a Small Business Online Banking account or are already signed up for Online Business Suite®, then follow these steps:

First, click here to sign in to Small Business Online Banking
Go to the 'Business Tools' tab at the top of your 'Accounts Overview' page
Click 'Upgrade to Online Business Suite'
Check the 'Direct Payments' box (or any other Online Business Suite product you wish to enroll in)
Follow the instructions and read all agreements, then click 'Continue'
Congratulations, your upgrade to 'Online Business Suite Direct Payments' is complete

If you are an existing Bank of America checking customer, but not signed up for Small Business Online Banking, then follow these steps:

First, click here to enroll in Small Business Online Banking
Follow the prompts to create your Online ID, Passcode, SiteKey and challenge questions
When prompted to upgrade to Online Business Suite, select 'Direct Payments' (or any other Online Business Suite product you wish to enroll in)
Congratulations, you've just enrolled in Small Business Online Banking and have successfully upgraded to 'Online Business Suite Direct Payments'

If you do not have a Bank of America Small Business Online Banking or business checking account, then follow these steps:

First, click here to establish a checking account with Bank of America and free Online Banking. You must do this before you can enroll in 'Online Business Suite Direct Payments'
Provide the requested information in the checking account application to open your account
Within the application, when prompted to upgrade to Online Business Suite, select 'Direct Payments' (or any other Online Business Suite product you wish to enroll in)
After your account is opened, you'll receive your Online ID and instructions via email
Congratulations, you now have a Bank of America Small Business Checking account with online access and have successfully upgraded to 'Online Business Suite Direct Payments'

Print | Download as PDF

If you have a Small Business Online Banking account or are already signed up for Online Business Suite®, then follow these steps:

First, click here to sign in to Small Business Online Banking
Go to the 'Payroll' tab at the top of your 'Accounts Overview' page
Click 'Enroll in Easy Online Payroll'
Check the 'Easy Online Payroll' box (or any other Online Business Suite product you wish to enroll in)
Follow the instructions and read all agreements, then click 'Continue'
Congratulations, your upgrade to 'Online Business Suite Easy Online Payroll' is complete

If you are an existing Bank of America checking customer, but not signed up for Small Business Online Banking, then follow these steps:

First, click here to enroll in Small Business Online Banking
Follow the prompts to create your Online ID, Passcode, SiteKey and challenge questions
When prompted to upgrade to Online Business Suite, select 'Easy Online Payroll' (or any other Online Business Suite product you wish to enroll in)
Congratulations, you've just enrolled in Small Business Online Banking and have successfully upgraded to 'Online Business Suite Easy Online Payroll'

If you do not have a Bank of America Small Business Online Banking or business checking account, then follow these steps:

First, click here to establish a checking account with Bank of America and free Online Banking. You must do this before you can enroll in 'Online Business Suite Easy Online Payroll'
Provide the requested information in the checking account application to open your account
Within the application, when prompted to upgrade to Online Business Suite, select 'Easy Online Payroll' (or any other Online Business Suite product you wish to enroll in)
After your account is opened, you'll receive your Online ID and instructions via email
Congratulations, you now have a Bank of America Small Business Checking account with online access and have successfully upgraded to 'Online Business Suite Easy Online Payroll'

1 Monthly fees for new enrollment in any one or more of the Online Business Suite® services are waived during the first three months of enrollment, after which the following standard monthly fees apply. Monthly fees for new enrollment in the Account Management module of the Online Business Suite® are waived during the first 3 months of enrollment, after which the standard monthly fee of $15 applies. To view an account from another financial institution, you must have online access set up with that institution. These fees will be withdrawn from the account to which your service fees are normally charged. Online Business Suite requires Internet access, and Internet service provider fees may apply. Not available in Washington or Idaho.

1 Monthly fees for new enrollment in any one or more of the Online Business Suite® services are waived during the first three months of enrollment, after which the following standard monthly fees apply. Express Invoicing® monthly fee—$10. The fee for Express Invoicing covers the first 20 invoices sent in any calendar month. Additional invoices are subject to a fee of $2 for each set of five invoices. Fees may apply for additional services. To view an account from another financial institution, you must have online access set up with that institution. These fees will be withdrawn from the account to which your service fees are normally charged. Express Invoicing requires Internet access, and Internet service provider fees may apply. Not available in Washington or Idaho.

1 Monthly fees for new enrollment in any one or more of the Online Business Suite® services are waived during the first three months of enrollment, after which the following standard monthly fees apply. Direct Payments monthly fee—$10. The fee for Direct Payments covers the first 20 payments to employees or vendors scheduled in any calendar month. Additional payments are subject to a fee of $2 for each set of five payments. Each next-day payment is $10 in addition to the Direct Payments $10 monthly fee. Three-day payments are included in the monthly fee. Direct Payments requires Internet access, and Internet service provider fees may apply. Not available in Washington or Idaho.

1 Easy Online Payroll® monthly payroll service fees are waived during the first 3 months of enrollment. Additional fees for exceptions processing and other special services may apply during your free trial period. If there is no activity on your Easy Online Payroll account for the first 60 days after opening your account, we reserve the right to terminate your payroll service. After your 3 month free trial is over, monthly fees are automatically charged until you cancel the service. The monthly payroll service fee applies each month you are enrolled, whether or not you use the payroll service. The maximum number of active employees being paid cannot exceed 150. Billing occurs on the last banking day of the month. Additional fees for exceptions processing and other special services may apply. Pricing does not include applicable sales tax. There is a waiting period of up to 5 business days before you can use direct deposit for the first time. All direct deposits must be approved 2 banking days before each pay day, by 11pm ET. Easy Online Payroll service requires Internet access, and Internet service provider fees may apply. Not available in Washington or Idaho.

Monthly Fees: Easy Online Payroll offers two service levels, Plus and Basic. Easy Online Payroll Plus Service is $36 per month. Easy Online Payroll Basic Service is $20 per month. With the Basic Service you will receive a $20 discount in any month you pay all your employees by direct deposit to a Bank of America account. For both the Plus and Basic Services, if you pay more than 20 employees, but not all are paid by direct deposit to a Bank of America account, an additional monthly fee of $2 will be charged for each employee over 20.

Direct deposit to banks other than Bank of America is only offered in the Plus level of service. An additional monthly fee of $12 per state applies for state tax filing and payment support for each state in addition to your primary state in which you (i) have a work location, (ii) withhold taxes, or (iii) pay reportable wages (even if no tax is withheld). The monthly fee for additional states applies for each month in which you meet these criteria, whether or not you use the payroll service in that month. Multi-state tax filing is only available with the Plus level of service and will be available March 2009.