Bank of America | Merchant Card Processing

Offering the best solution for Merchant Card Processing

Small business owners: Save on your credit card transactions with the best merchant card service available. If we cannot meet or beat the total price of your current credit card processing fees, we will give you $250, guaranteed.

Gain faster access to funds²—money can be deposited into your Bank of America business checking account as soon as the next business day
Get low-cost, high-volume transaction processing services so you can offer your customers fast and efficient ways to pay

Call 1.800.955.8488 and mention promo code #499 or click below to apply online.

Business Advantage Checking

When you open a new Business Advantage Checking account, you'll receive these additional benefits:

No monthly maintenance fees for the first 3 months
Free introductory check package, including checks, deposit slips and an endorsement stamp
Up to three additional accounts with no monthly maintenance fees³

Open an account

Easy Online Payroll^®

Now you can save thousands of dollars on your payroll. Easy Online Payroll offers:

Full-service payroll for as little as $20 per month
100% guaranteed accuracy

¹ This offer applies only to merchants who are not currently processing with Bank of America Merchant Services, merchants who are not part of an association, merchants who did not collect a payment from a like offer within the past 12 months, or merchants to whom no other special consideration is paid or given related to transaction processing activities or support. Pricing comparison applies to credit card processing rates and fees only, not to include monthly terminal or software fees. Merchants must provide their most recent 2 months credit card processing statements. We will send a $250 check within 30 days of meeting the eligibility requirements. Limit one offer per merchant relationship/business entity. To the extent required by law, Bank of America will report the value of the offer to the IRS. Any applicable taxes are the responsibility of the account holder. Certain merchant restrictions and eligibility requirements apply.

² After deposit of transactions and only when you have a Bank of America business checking account. Only valid on Visa^® and MasterCard^® transactions. Exceptions may apply.

³ Monthly maintenance fee is waived if you maintain at least one of the following: 1) $15,000 average monthly balance or 2) a $35,000 combined average monthly balance of linked accounts. Eligible accounts include Business Advantage, Business Economy Checking, Business Interest Checking, Business Interest Maximizer, Business Investment Account, and Business CDs. Monthly maintenance fee is $25 in the following states: CT, ME, MA, NH, NJ, upstate NY (metro NY fee is $29), PA, RI, all other states the monthly maintenance fee is $29.

Merchant Services are provided by Bank of America, N.A. and its representative Banc of America Merchant Services, LLC. Banc of America Merchant Services, LLC is not a bank, does not offer bank deposits, and its services are not guaranteed or insured by the FDIC or any other governmental agency.

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