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Footnote1Double Points. The WorldPoints Travel Rewards for Business™ credit card, allows you to earn 1 Point per dollar (these are your "base points") of Net Purchases (as defined in the Program Rules). In addition, you will earn double points per dollar based on participating travel related merchants. The double points consist of your base rate of 1 point for Net Purchases plus a bonus of 1 point. A purchase qualifies for the additional Worldpoints® point if the merchant assigns it to the appropriate merchant category code. Participating merchants and their associated merchant category code (MCC) include: Transportation-Suburban and Local Commuter Passenger, including Ferries (4111) which are defined as providers of local and suburban mass passenger transportation over regular routes and on regular schedules, including railway commuter transportation. Limousines and Taxicabs (4121) which are defined as passenger automobile transportation services that do not operate on a regular schedule or an established route. Bus Lines (4131) which are defined as passenger bus transportation services that operate on a regular schedule over predetermined routes. Rental Car Companies (MCC code 3351 through 3441) includes major car rental agency merchants. Airline and Air carriers (MCC codes 3000-3299) includes major airline merchants. Lodging-Hotels, Motels, Resorts (MCC codes 3501-3999) includes major lodging merchants. Cruise Lines(4411) which are defined as merchants that provide passenger transportation on the open seas or inland waters for the purpose of vacation or pleasure. Such merchants typically offer food, entertainment, and cabin accommodations inclusive in the fare, and operate predefined and advertised routes. Travel Agencies and Tour Operators (4722) which are defined as travel agencies that primarily provide travel information and booking services. Such merchants act as agents on behalf of travelers in booking and ticketing air, land, or sea transportation or lodging accomodations, including plane flights, bus tours, sea cruises, car rentals, rail transportation, and lodging. Also includes tour operators that arrange and assemble tours for sale through a travel agent or directly to the consumer. A traveler may also book such tour packages and excursions through a hotel concierge or ticket office. Examples include bus charters and tour bus operators. Bridge and Road Fees, Tolls (4784) which are defined as merchants that collect fees associated with toll roads, highways, and bridges. Transportation Services-not elsewhere classified (4789) which is defined as merchants that provide passenger transportation services not elsewhere classified. Such services include transportation via horse-drawn cabs and carriages, bicycle-taxis, aerial tramways, airport shuttle transportation services, or cable cars. Lodging-Hotels, Motels, Resorts-not elsewhere classified (7011) which is defined as only those lodging establishments for which a unique MCC has not been designated, including bed and breakfast and other local inns, resorts, cabins, cottages and hostels. Air Carriers, Airlines-not elsewhere classified (4511) which is defined as only those airlines and air carriers for which a unique MCC has not been designated. Purchases made at merchants that do not process transactions under these codes will not qualify and you will not receive the double points benefit, i.e., you will then earn 1 point on such Net Purchases. WorldPoints Rewards for Business Program Rules govern the WorldPoints rewards program, including any bonus features, except as this paragraph amends the Program Rules.
Balance transfers, cash advances including purchases of money orders or other cash equivalents, out-of-network payments made through any Payment Center service, fees, finance charges and unauthorized/fraudulent transactions do not earn points. Points have no cash value except as described in connection with cash rewards and are valid for 5 years. Points transferred from another eligible card must be redeemed within 90 days of transfer. TRAVEL REWARDS have point and corresponding maximum dollar value ("MDV") requirements. Miscellaneous costs not included. Rewards subject to availability. Air. Points and MDV needed to travel within the 48 continental states (including Washington, D.C.): 25,000/$400; 48 states to Canada, Mexico, or PR: 35,000/$600; 48 states to AK,HI, or Carribean: 45,000/$600; 48 states to Europe: 60,000/$800; 48 states to Central or South America, Asia, Africa, or the South Pacific: 85,000/$1,150: the respective Point and MDV values also apply should travel begin in AK, HI, or PR and end within the 48 states or D.C. MDV includes all taxes and destination fees including the September 11th Security Fee. First- and business-class rewards available upon request. Unless redeeming for first or business-class fare, ticket will be lowest coach class fare available through the WorldPoints redemption center. Special air arrangements require payment of additional points and processing fee. Additional terms apply. Car. Rent any car for any number of days with pickup and return to the same rental location within the U.S. For every 5,000 points you redeem for an eligible car rental, you receive a ($50) credit toward the rental cost. 5,000 points = $50 MDV. 7-day advance reservations required and arrangements subject to availability. Credit, age, and driver requirements apply. Miscellaneous costs are your responsibility. Additional terms apply. Hotel. For every 5,000 points you redeem, you receive a ($50) credit toward the nightly cost of the accommodations. 5,000 points = $50 MDV. 7-day advance reservations required and accommodations subject to availability. No minimum stay required. Miscellaneous costs are your responsibility. Additional terms apply. MERCHANDISE AND GIFT CERTIFICATE REWARDS. Online merchandise catalog has widest selection; abridged pamphlet mailed upon request. Featured items may not reflect actual rewards. Goods of equal or similar value may be substituted if reward is unavailable. Rewards shipped prepaid. CASH REWARDS are available online or by telephone. Cash reward check values and required Points: $12.50/2,500; $25/5000; $37.50/7,500; $80/10,000; $120/15,000; $160/20,000; $250/25,000; $350/35,000 and $500/50,000. Check issued upon request of Customer, made payable as described in complete Rules, and mailed within 14 business days of request. Check expires 90 days after date of issue. No yearly limit: to qualify, account must have active charging privileges. Unless authorized by us, points and rewards may not be combined with discounts or other programs, including airline or credit card programs, in the U.S. or abroad. Independent third parties manage the Merchandise and Gift Card/Certificate Rewards portion of the Program. An independent third party travel agency, registered to do business in California(Reg. No. 2036509-50); Ohio(Reg. No. 87890286); Washington(6011237430) and other states, as required, manages the Travel portion of the Program. The Cash Rewards portion of the Program is managed by FIA Card Services, N.A. The MyConcierge Rewards portion of the Program is managed by LesConcierges, Inc. We are not responsible for errors or omissions in any Program document. Program terms may change. Program void where prohibited by law. For more information, visit www.bankofamerica.com/worldpoints. Details accompany new account materials.
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